How to Choose Car Insurance
Choose the right protection by looking at your car, your budget and how much coverage you need.
Consider Your Car
Think about the age, value and condition of your car.
A newer or higher-value car may benefit from more comprehensive coverage, while an older car may suit a more affordable plan.
Decide How Much Protection You Want
Ask yourself what you want your insurance to protect.
- Your own car
- Damage to other vehicles or property
- Theft and fire
- Injury to other people
The more protection you choose, the higher the premium will usually be.
Compare More Than Just Price
The cheapest plan may not always be the best choice.
Compare:
- Coverage
- Coverage limits
- Deductible or excess
- Repair options
- Additional benefits
- Insurance company
Choose a Premium You Are Comfortable With
GengMak lets you compare different options in one place before deciding.
Look for a plan that gives you suitable protection without putting unnecessary pressure on your budget.
Check the Details Before You Buy
Before purchasing, review the main coverage, conditions and exclusions so you understand what is and is not covered.
Quick Guide
The right insurance depends on your individual needs, vehicle and selected policy.